insurance risk - translation to ρωσικά
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insurance risk - translation to ρωσικά

Finite Risk insurance

insurance risk      
страховой риск
builder's risk insurance         
INSURANCE
Construction insurance

строительное дело

страхование строительства

builder's risk insurance         
INSURANCE
Construction insurance
страхование строительства

Ορισμός

insurance broker
¦ noun an agent selling insurance.

Βικιπαίδεια

Finite risk insurance

Finite risk insurance is the term applied within the insurance industry to describe an alternative risk transfer product that is typically a multi-year insurance contract where the insurer bears limited underwriting, credit, investment and timing risk. The assessment of risk is often conservative. The insurer and the insured share in the net profit of the transaction, including loss experience and investment income. The premium is generally well in excess of the present value of a conservative estimate of loss experience. The policy generally contains retrospective rating provisions such as

  • Commutation provisions,
  • Additional premium provisions, or
  • An experience account

Finite risk insurance excludes products expressly sold as annuities.

The term "blended finite risk insurance" is often used to describe an insurance product that has the characteristics of finite risk, but with more risk transfer included than generally is the case for finite risk. While there is no bright line test for risk transfer, the distinction would be most readily noted in the premium for blended finite risk insurance, which must be less than the present value of a conservative estimate of loss experience by a readily noticeable degree.

Παραδείγματα από το σώμα κειμένου για insurance risk
1. It is now comparable to the likes of Iraq in terms of insurance risk, according to the committee.
2. If people were worried, he said, then he would shoulder some of the $800bn of insurance risk.
3. Dennis caused an estimated $1 billion to $2.5 billion in insured damage in the United States, according to AIR Worldwide Corp. of Boston, an insurance risk modeling company.
4. Eqecat, which uses computer modelling to project insurance risk, compared this year‘s projections to several years in which storms were especially severe and costly, including 1'54, which saw Hurricanes Carol, Edna and Hazel.
5. The storm also caused an estimated $1 billion to $2.5 billion in insured damage in the United States, according to a projection by AIR Worldwide Corp., an insurance risk modeling company.
Μετάφραση του &#39insurance risk&#39 σε Ρωσικά